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Get your financial solutions here with us, we deal with small medium business loan, collateral refinancing, personal loan and more.
Repayment Scheme
An Instant Personal Loan is an online form of credit with comfortable repayment terms
3 months up to 5 years
RM 1000 to RM 100,000
1.5% per month (maximum APR 18%)
A representative example: You apply for RM 1000 and choose to only fully repay in 8 months, your monthly payment will be only RM 120 per month, so your Interest Charge of the loan will be RM 15 per month (excluding other charges such as Stamp Duty, Attestation Fee and Legal Costs)
Term & Condition
- Representative Annual Percentage Rate (APR) or range
- 1.5% per month (maximum APR 18%)
- 1.5% per month (maximum APR 18%)
- Fees of Loan Application incl. all fees
- Processing Fees RM 50
- Runner Fees RM 50
- Implications of Non-Payment
- Additional 1% interest rate charges if payments are late or missing
- No legal consequences if payments are late or missing
- No legal actions will be taken if payments are late or missing
- No impact on credit score if payments are late or missing
- Renewal Policy
- Minimum 3 Months & Maximum 5 Years of repayment period.
- Automatic Extension of Loan which passed the payment period.
- Upon renewal, there will be no fees or (interest) rate changes.
- Payment date change to new cycle from the date renewed.