Product & Services

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The range of services provided from us are as below:
1. Personal Loan
2. Land & Housing Loan
3. Mortgage Loan
4. Financial Consultancy

With the above services, we believe we are ready to access your need with effective solution.

If you are interested to apply for the loan, please prepare the documents as listed below:
1. Title Deeds
2. Photocopy IC
3. Address Of The Property (Utilities Bill)
4. Latest Three Months Salaries Slips
5. Latest Three Months bank Statements
6. KWSP Statements (EPF)

Repayment Scheme 1.5% One Month (Unsecured Loan)

Total Loan 6 Months 1 Year 2 Years 3 Years 4 Years 5 Years
1,000.00 181.67 98.33 56.67 42.78 35.83 31.67
2,000.00 363.33 196.67 113.33 85.55 71.67 63.33
3,000.00 545.00 295.00 170.00 128.33 107.50 95.00
4,000.00 726.67 393.33 226.67 171.11 143.33 126.67
5,000.00 908.33 491.67 283.33 213.89 179.17 158.33
6,000.00 1,090.00 590.00 340.00 256.67 215.00 190.00
7,000.00 1,271.67 688.33 396.67 299.44 250.83 221.67
8,000.00 1,453.33 786.67 453.33 342.22 286.67 253.33
9,000.00 1,635.00 885.00 510.00 385.00 322.50 285.00
10,000.00 1,816.67 983.33 566.67 427.78 358.33 316.67

Jadual Pembayaran 1.0% (Bulanan Pinjaman Bercagaran)

Total Loan 6 Months 1 Year 2 Years 3 Years 4 Years 5 Years
1,000.00 176.67 93.33 51.67 37.78 30.83 26.67
2,000.00 353.33 186.67 103.33 75.56 61.67 5 3.33
3,000.00 530.00 280.00 155.00 113.33 92.50 80.00
4,000.00 706.67 373.33 206.67 151.11 123.33 106.67
5,000.00 888.33 466.67 258.33 188.89 154.17 133.33
6,000.00 1,060.00 560.00 310.00 226.67 185.00 160.00
7,000.00 1,236.67 653.33 361.67 264.44 215.83 186.67
8,000.00 1,413.33 746.67 413.33 302.22 246.67 213.33
9,000.00 1,5900.00 840.00 465.00 340.00 277.50 240.00
10,000.00 1,766.67 933.33 516.67 377.78 308.33 266.67

Term & Condition

  • Representative Annual Percentage Rate (APR) or range
    • Maximun 18%
  • Fees of Loan Application incl. all fees
    • Processing Fees RM 50
    • Runner Fees RM 50
  • Implications of Non-Payment
    • Additional 1% interest rate charges if payments are late or missing
    • No legal consequences if payments are late or missing
    • No legal actions will be taken if payments are late or missing
    • No impact on credit score if payments are late or missing
  • Renewal Policy
    •  Minimum 3 Months & Maximum 5 Years of  repayment period. 
    • Automatic Extension of Loan which passed the payment period.
    • Upon renewal, there will be no fees or (interest) rate changes.
    • Payment date change to new cycle from the date renewed.